Group Protection

Group business protection helps employers provide valuable financial protection for their employees and their families should the unexpected happen.

Designed for businesses of all sizes, group protection can include life cover, critical illness cover and income protection – helping businesses support their people while strengthening their employee benefits package.

Group Life Cover

Group life cover provides a tax-efficient death-in-service benefit for employees. If an employee dies whilst covered by the policy, a lump sum is paid to their chosen beneficiaries or family.

It’s a straightforward way for businesses to offer reassurance and financial security to employees, while helping attract and retain key members of staff.

Group Critical Illness Cover

Group critical illness cover provides a lump sum payment if an employee is diagnosed with a specified serious illness covered by the policy.

This can help employees focus on recovery rather than finances, supporting them through difficult circumstances and providing valuable peace of mind for both employers and staff.

Group Income Protection

Group income protection provides employees with a regular income if they are unable to work due to illness or injury for an extended period.

Rather than facing financial uncertainty whilst off work, employees can continue to receive a percentage of their income until they return to work, retire or the policy term ends.

Benefits of Group Business Protection

• Protects employees and their families financially
• Helps businesses attract and retain talented staff
• Supports employee wellbeing and peace of mind
• Demonstrates a commitment to staff welfare
• Flexible cover options to suit businesses of all sizes

We work with businesses to ensure the cover recommended is tailored to the needs of the company, its employees and its budget.